Morgan Marks (L) and Julie Pharmer from the Helena Area Habitat for Humanity updated the club on Habitat's work at our meeting on Tuesday, January 28, 2020.  Habitat is doing a great job in bringing affordable housing on line, having completed 6 new homes in 2019 and starting an additional 6.  The future will hopefully bring 4 units in the Red Fox subdivision.  All housing projects are "self-help" and homeowners must contribute time to earn equity and qualify for financing programs.  Finding affordable building lots is a significant challenge and plans are in process to leverage USDA grant money to enhance housing in Helena and throughout the state of Montana.  Julie and Morgan presented an energetic and positive update on great things happening.